2021 Special COVID-19 Open Enrollment Period

CMS has announced a Special COVID-19 Open Enrollment Period for people having difficulty finding health insurance, spanning February 15-May 15, 2021. For details see https://www.cms.gov/newsroom/fact-sheets/2021-special-enrollment-period-response-covid-19-emergency. Rules and procedures can be very complicated. Your dialysis facility Social Worker may be able to provide help or direct you to other assistance. You can also connect to free detailed, unbiased advice on navigating the health insurance labyrinth, tailored to your specific situation, from a trained expert in health insurance options, rules, and procedures, at https://www.shiptacenter.org/.

Rules and procedures also vary by state; a quick overview for the six states in ESRD Networks 16 and 18 follows:

Alaska: For details see https://www.healthinsurance.org/alaska-state-health-insurance-exchange/. No apparent Special COVID-19 Open Enrollment Period, but a “qualifying event” (https://www.healthinsurance.org/obamacare/qualifying-events-that-can-get-you-coverage/) may create one for you.

California: For details see https://www.healthinsurance.org/california-state-health-insurance-exchange/. State-specific Special COVID-19 Open Enrollment Period February 1-May 15, 2021.

Idaho: For general details, see https://www.healthinsurance.org/idaho-state-health-insurance-exchange/. No Special COVID-19 Open Enrollment Period, but some insurance plans are open all year (https://www.healthinsurance.org/idaho-short-term-health-insurance/#renew), and if you have a “qualifying event” (https://www.healthinsurance.org/obamacare/qualifying-events-that-can-get-you-coverage/), you can enroll anytime.

Montana: For details see https://www.healthinsurance.org/montana-state-health-insurance-exchange/. No apparent Special COVID-19 Open Enrollment Period, but a “qualifying event” (https://www.healthinsurance.org/obamacare/qualifying-events-that-can-get-you-coverage/) will create one just for you.

Oregon: For details see https://www.healthinsurance.org/oregon-state-health-insurance-exchange/. No apparent Special COVID-19 Open Enrollment Period, but a “qualifying event” (https://www.healthinsurance.org/obamacare/qualifying-events-that-can-get-you-coverage/), including loss of employer-sponsored health insurance, can create one just for you.

Washington: For details see https://www.healthinsurance.org/washington-state-health-insurance-exchange/. Special COVID-19 Open Enrollment Period February 15-May 15, 2021.

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